Jun
28
Tribute to Michael Jackson (1958 - 2009)
Filed Under Community
RIP - Michael Jackson Tribute ( 1958-2009 )
Michael Jackson died on June 25th 2009. He was 50. Michael suffered a cardiac arrest at his Holmby Hills home and paramedics were unable to revive him.
Back by popular demand The Michael jackson tribute 1/3
I don’t care what anybody says bad… Michael Jackson was a great guy!!!
Jun
21
This is a terrible time for the great British public, and specifically if you are unfortunate enough to have a mortgage with Bank of Scotland under its SVR scheme. Borrowers are led to believe that BOS sets its SVR in a way that is competitively aligned to the SVRs offered by other major lenders. Sadly, this is not the case.
Many of us are losing our jobs through no fault of our own, and need a lifeline to cope with our financial liabilities without regular, or much reduced income. We are having to make substantial cut-backs and simply cannot understand why Gordon Brown’s government, having given boatloads of our hard earned cash to the banks, is not exerting pressure upon the Bank of Scotland to reduce its SVR from an exhorbitant 4.84% p.a. This is a whopping 4.34% above BOE base rate. It seems that we need to shame Bank of Scotland into being fair to its borrowers.
Looking at the under-listed SVR table, one can see that the Bank of Scotland is forcing an unfair financial burden on many of its borrowers by being unreasonably greedy:
Lloyds SVR is 2.5%
Chelt & Glos SVR is 2.5%
Nationwide SVR is 2.5%
BOS SVR is 4.84%
Bank of Scotland has received a substantial amount of tax payer’s money from a government that seems unconcerned about the financial plight of ordinary folks. If we are to survive this difficult time, then we must press our MPs into applying pressure for the Bank of Scotland to significantly reduce its SVR.
The current expense row has highlighted that ALL MPS are very good at helping themselves. Now, this is their chance to help the country and bring fairness and hope to the common people.
Apr
22
Darling Hits the Wealth Creators
Filed Under Wealth
Chancellor Alistair Darling has targeted the high achievers with a new 50p top rate of tax in an attempt to rebuild Britain’s battered public finances as he revealed that borrowing will this year soar to a record £175 billion.
Alistair Darling - Budget Plans 2009
Chancellor Alistair Darling has set out the depth of Britain’s economic downturn in his Budget speech to the House of Commons. He said the Budget would help to get
The new top tax rate will be introduced in April 2010, while individuals with incomes over £150,000 will also see their pension tax relief restricted from 2011 and personal allowances will be scrapped for incomes over £100,000 from next April.
Darling knows how to stimulate the entrepreneurial spirit and bring about the much needed job creation stimulus!!!!! Over to you David Cameron.
Budget 2009: David Cameron mocks Alistair Darling’s Budget
Tory leader David Cameron rips into the Budget statement - joking one Labour MP thinks the IMF is like ‘going to a spa’..
Seriously, they must be having a laugh.
Alastair Darling & PM Brown Budget 2009 *Funny*
How the budget report ACTUALLY happened in the House of Commons.
Apr
13
Angel Cabrera persevered to achieve his win against tough oppositions.
Angel Cabrera Is Your 2009 Masters Champion
Angel Cabrera fended off fan favorite Kenny Perry in sudden death to become the first South American to ever win the Green Jacket.
US MASTERS WON IN SUDDEN DEATH PLAYOFF BY ANGEL CABRERA
BEAT KENNY (cant chip) PERRY ON SECOND PLAYOFF HOLE (10TH) ALSO CHAD CAMPBELL MISSED OUT AFTER BOGEY ON FIRST PLAYOFF HOLE . PERRY FAILED TO GET UP AND DOWN ON 3/4 OF HIS LAST HOLES.
Angel Cabrera wins the Masters - Interview
Post tournament interview
Apr
12
2009 Masters - FREE Download of Theme Song
Filed Under Recreation
The 2009 Masters Golf Tournament, Azaleas, and Mozart (HQ)
Vivid images of the “Augusta National Golf Course” home of the “Masters” with beautiful azaleas in full bloom and Mozart.
Masters Theme Song - FREE DOWNLOAD-2009 Augusta by Dave Loggins 1981
Email celtdan@yahoo.com and I will send you the files. The full instrumental, with lyrics, and a short mp3 suitable for ringtone. It is my honor to do this. YES IT’S 2009 AND I WILL CONTINUE TO SEND YOU THE SONG. LOOKING FORWARD TO A TRADITION UNLIKE ANY OTHER. Starting April 1, I will try to send out files every day. I just sent out 33 today alone and it will get busier. I could just set up a “right click and save as” page, but this is more personal. I enjoy the stories people have shared …
Gary Player “The Black Knight”…His final appearance at the 2009 “Masters” Golf Tournament
Gary Player makes his record 52nd consecutive appearance at the “Masters” Golf Tournament. This video includes beautiful images of the Augusta National Golf Club and video of Gary Player’s walk up to the 18th green.
Mar
3
Printing Money to Solve the Credit Crisis!
Filed Under Commercial
Quantitative easing, or printing money to solve the Credit Crisis
A team of financial experts and a businessman tackle the vexed issue of solving the credit crisis.
Quantitative easing
Now the Federal Reserve has effectively cut the target lending rate to zero, it only has one more weapon in its arsenal. Quantitative easing. Senior Editor Paddy Hirsch explains what this nuclear option it is, and what the Fed hopes itll do.
Feb
7
Interest Rates Cut
Filed Under Commercial
Interest Rates cut by the Bank fo England
A boost for many mortgage holders as the cost of borrowing has been dropped by 0.5% to 1%. .
UK Cuts Interest Rate To Record Low Of 1%
http://video.news.sky.com/skynews/video/
Is the cut enough to help people through the recession? Skys Joel Hills reports.
Jan
1
Happy New Year 2009
Filed Under Community
New Year 2009 : Celebrations Start Around The World (Happy New Year!)
A stunning firework display in Auckland, New Zealand, marked the first passing of midnight in a major city at 11am British time.
It was preceded by Kiritimati, or Christmas Island, in the Pacific Ocean, the first inhabited place on Earth to celebrate the new year, which passed midnight at 10am British time.
Huge crowds have gathered in Sydney, Australia for the city’s annual party and fireworks display.
In searing summer sun on Wednesday morning, thousands poured on to the shores of the city’s harbour to secure a spot for the evening’s festivities.
Organisers said they were hoping the £2.8million event, typically regarded as one of the best in the world, would offer revellers a brief respite from the economic gloom.
Fortunato Foti, the event’s fireworks director, said: “There’s so much misery around. If we can get people to forget all that and think just about the fireworks for 15 to 20 minutes, we will have done our job.”
After falling in Australia midnight will follow in Asia, Africa, Europe and eventually the Americas.
Across Asia, those preparing to mark the new year have been telling reporters they welcomed the end of an intensely difficult year and expressed hopes that 2009 would herald better times.
Dec
5
Another Cut in Interest Rate
Filed Under Commercial
Bank of England cuts rate by one percent
The Bank of England’s slashed interest rates by another one per cent, as policymakers step up their battle to stave off a deep recession.
Nov
21
Why are the Banks Not Lending?
Filed Under Commercial
Public pressure is mounting for banks to return to normal lending without delay. I hope that this video by Dr Patrick Nixon will help you understand why the banks will remain unresponsive until after the economic recovery has actually started.
The worldwide finance sector is in decline which will lead to further consolidation, cuts in retail outlets and staff redundancies. This will remove competition from the market and allow greater profit margins over things like commercial loans and mortgages or current account bank charges.
Coupled with cost-savings, this will result in healthy profits in future. Banking share prices are in turn likely to show recovery, which could also mean that the end cost of expensive government rescue packages may be less than feared, if they involved providing banks with equity in return for shares.
Taxpayers may actually make a gain from their public ownwership of slices of banks. While huge remuneration for CEOs and Chairman of banks will come under scrutiny, and while regulation will be stricter, we can expect rewards for the most skilled bankers to once again be very generous.
It is my personal view that legislation may be needed to prevent the banks from hoarding their capital. I believe that they will do so for two main reasons:
- Like many financial and non-financial corporations, the banks need to hang on to their money because their balance sheets are in need of urgent repairs, especially as we are now in a recession.
- We all know that recession causes more people to lose their jobs and more businesses to crash. Consequently, lending becomes more risky as more borrowers are forced to default on their loans. Unsurprisingly, banks will be seeking a higher risk premium for the lending that they undertake and borrowers will not benefit from any low bank base rate.
If you have savings then you need to be well informed about bond investing and if you borrow money then you must protect your credit score in order to maximise your chances of being able to borrow money.
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